Commonly Overlooked Financial Elements of Pool Installation and Care

Posted on: 29 May 2015


When considering the addition of a pool to your yard, you have likely already looked up the general cost of the swimming pool, but have you thought about all of the extra expenses you will have during your years of ownership? Below, you will find several expenses that can often be overlooked when the decision to buy a pool is made.

Safety Enclosure

Whether you are considering an above-or in-ground pool, you will have to invest in a great safety enclosure. This element can grow to be quite an expense, or it can be done relatively affordably.

In-ground pools need to be enclosed using a fence, whether it is a glass panel fence, or just a screen fence.

Above ground pools must be high enough to keep children from standing on things and falling in. A deck with a gate can be built and high rails used to prevent children from falling in from around the sides that aren't enclosed by the deck.


When you add a pool to your property, your homeowners insurance rates will go up. You will have to discuss the change with your insurance provider to learn just how much it will go up, but expect it to increase.

Your insurance agent will also give you a list of safety measures that must be in place for insurance purposes. Once those are met, your rates will not increase quite as much as they would if you neglected to follow the advice of your insurance company.


You will have to run the pool pump, maybe a heater and possibly lights each day. These elements will cause your utility bills to increase. If this is a concern for you, look for the most efficient options for your pool. There have been several newer models of heaters, pumps and lighting that will not use quite as much energy as other models will, so do your research carefully. You may pay a bit more for the efficient models, but the savings will add up over the years to cover the cost.


Over the years, there are bound to be a few issues that will need to be resolved. The pool liner will go bad, the pump could burn up, the heater could stop working, and so you have to plan for the added expense of having these things repaired.

Talk with your local pool contractor to discuss working on an installation budget and an operational and maintenance budget. He or she has the experience to help you gain a better understanding of just how much your pool will cost you to install and what it will cost you to operate over the years. For more information, take a look at sites like